Almost nine out of every 10 digital ID checks are now successful, according to compliance software company Credas.
The company, which supplies software to the legal and property sectors, said its figures demonstrate pass rates of 89.3%, up from 86.1% last year. Cases requiring additional manual checks dropped from 9.1% to between 3-4% annually.
Although fail rates had risen from 4.8% in 2023 to 8.6% in 2024, they fell to 6.9% in 2026, suggesting, the company said, a shift towards more decisive verification outcomes, with fewer cases requiring manual review.
The research also showed that passports and driving licences accounted for 99% of all documents used for verification. The concentration reflects the continued reliance on standardised, government-issued ID, particularly in regulated sectors such as property and legal services, Credas said.
Rhian Del-Valle, director of enterprise partnerships at Credas, said: “Seeing referrals fall by more than half whilst pass rates improve…shows you can reduce friction without compromising on fraud detection – which is essential when identity fraud remains such a persistent threat.”
The findings were revealed as figures from the fraud prevention service Cifas revealed that identity fraud accounted for more than half of the 444,000 fraud cases reported in the UK in 2025.
