Property transaction chains
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Rising fall-throughs show why property transaction risk must be identified earlier, says tmGroup

tmGroup is responding to new figures showing that property fall-throughs and the resulting wasted costs increased again during the second quarter of 2026.

According to figures from TwentyCi and the House Buyer Bureau, an estimated 71,959 property transactions collapsed in Q2 2026, an increase of 6.6% on the previous quarter. The estimated cost of fall-throughs to the UK housing market rose to £257.9 million, while the average cost of a failed transaction reached £3,584. Estate Agent Today report

Matt Green, CEO of tmGroup, said: “These are shocking numbers, but behind every statistic is a buyer, a seller and a chain of professionals who have lost time, money and confidence in the transaction.

“A fall-through is not just a problem for one party. It creates wasted cost across the entire chain — for the estate agent, conveyancer, lender, surveyor, buyer and seller.

“The industry needs to move from discovering risk late to understanding it at the beginning. Deal breakers, obstacles and unknowns are often visible much earlier than they are currently being identified.”

tmGroup’s Veya solution is designed to provide early risk scoring through rapid title analysis. Drawing on a 20-year data history, Veya identifies complexity, tenure issues and potential red flags at the start of the property journey.

tmGroup data indicates that early risk scoring can reduce fall-throughs by up to 30% where deal breakers, obstacles and unknowns are identified at the outset. The same data shows that average time to exchange can be reduced by approximately three weeks when transaction complexity is understood earlier.

For estate agents, this can support better-informed instruction decisions, more realistic conversations around price and timescales, and a clearer view of whether additional service or pricing may be appropriate for higher-risk work.

For conveyancers, early scoring can help identify complex matters sooner, allocate work to the right level of expertise and ensure that clients receive clearer expectations from the start.

Green added:“Risk scoring will not remove every fall-through, but it can make transactions more transparent, more manageable and less vulnerable to late-stage surprises.

“Veya is already live in tmConnect. The score makes it possible to understand transaction risk before substantial time and cost have been committed.”

 


 

This article was submitted by tmGroup as part of an advertising agreement with Today’s Conveyancer. The views expressed in this article are those of the advertiser and not those of Today’s Conveyancer.

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